On top of this, it is possible to extend the same policy at any stage during the travels for up to 18 months in total.
It additionally offers cover for over 100 different hazardous sports. These include such pursuits as bungee jumping, and elephant or gorilla trekking. There is also an added premium option for more than 25 other hazardous sports, such as black water rafting and shark diving.
Trudgill doesn't think insurers will ever give up using risk-based pricing, as he believes it is the fairest method. But now insurers have the technology to be able to tailor their products more effectively, so the market will open up.
"If you are only driving a few miles every week to pick up your pension, then why should you pay the same as someone who is driving thousands of miles a year?" he says..
"If you buy a safer car and take an advanced driving course, why should you pay the same as someone who hasn't?
"You can't change the fact that you are 18 years old, but you can choose whether you buy a fast sports car or an old banger.
"Many new drivers buy flashy cars, but maybe it would be better to buy something old so it doesn't matter if it gets scratched."
* YOUNG motorists or parents who want their children to sign up to Norwich Union's PAYD For Young Drivers test product can visit www.payasyoudrive insurance.co.uk or contact the PAYD insurance team at payasyoudrive@norwichunion.co.uk
Although places on the other pilot have been filled, motorists who would like to find out more about the scheme and any future plans to bring the product to the market, should also contact the PAYD insurance team.
